As a UK-based provider of essential credit, our focus is on making a positive impact. We are committed to helping real people in communities with restricted access to credit obtain the affordable credit they need.

Across the UK each year there are some £16 billion in unclaimed benefits! From eight million different households. Our system uses Open Banking data, and also uses AI powered software to analyse customers income and expenditure to see if any of our customers could be claiming additional benefits.

Across the UK each year there are some £16 billion in unclaimed benefits! From eight million different households. Our system uses Open Banking data, and also uses AI powered software to analyse customers income and expenditure to see if any of our customers could be claiming additional benefits.

This service is completely free. At Savvy we take time to ensure that our customers our receiving all the benefits they're entitled to. Doing the best thing for all of our customers is part of our Savvy customer charter.

Here's a glimpse into some of the other positive impacts we're making to ensure essential credit is provided to those that need it.

Many individuals in the UK face challenges in obtaining loans from traditional banks. Whether it's due to strict eligibility criteria, lack of credit history, or other factors, these individuals often find themselves excluded from mainstream financial services. As one of the largest UK unsecured lenders, we strive to bridge this gap by providing essential credit to those who need it most.

We understand that rebuilding a credit file is essential for many people who have faced financial difficulties in the past. Our responsible lending products not only provide access to credit but also offer an opportunity for customers to demonstrate positive repayment behaviour, thereby improving their creditworthiness over time.

We share repayment data with all three of the main credit reference agencies in the UK so every future search made will see that our customers are making their repayments on time to maximise the impact of the credit repayment information shared by Savvy.